Families Nationwide Dropped From Health Care Plan - WLNS TV 6 Lansing - Jackson | Your Local News Leader

Families Nationwide Dropped From Health Care Plan

"If you like your private health insurance plan, you can keep your private health insurance plan". It was a promise the American people have heard over and over from President Obama while lobbying for the Affordable Care Act.

Now as hundreds of thousands across the country are learning, it's not quite accurate.

"We discovered through a letter we got they were cancelling our policy, we had to choose a new policy by December 1st," said Brad Seely.

Brad and his wife Alleysha say they were happy with their Blue Cross Blue Shield health care plan, but it doesn't meet new federal requirements under the Affordable Care Act.  

In January the Seelys say they'll have to find a new Blue Cross plan, or explore the health care exchange.

"We can spend more money to get about the same coverage we're getting now or we can actually downgrade our policy spend less money and get less coverage," said Brad.

But Blue Cross Blue Shield Vice President of Communications Andy Hetzel says the company, like many other insurance companies offered plans that didn't meet the newer requirements of the Affordable Care Act, and beginning January first, must render all plans that don't provide coverage for ALL mandated benefits obsolete.  

"Blue Cross and a lot of other insurers have restructured the plans that we've offered to comply with requirements of the law," said Hetzel.

Hetzel says all individual policies must include ten specific benefits.

"And because those benefits are new to many health plans it does increase the cost of those plans," said Hetzel.

Which for families all across the country like the Seelys' means either higher costs or less coverage. 

It's frustrating for us because instead of choosing what's right for us we have to choose the lesser of two evils," said Alleysha.

Officials at blue cross blue shield say they're working with everyone whose plan will become obsolete in January to transition to a newer one. They say other insurance companies nationwide are doing the same.



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