Gov. Whitmer opposes zero coverage option for drivers

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Michigan Gov. Gretchen Whitmer said she opposes the Republicans’ proposal that gives drivers a no mandatory medical benefits option on auto insurance.

The Governor says she must “draw a line” but is open to requiring a minimum level of coverage.

Michigan is the only state to mandate unlimited personal injury protection which on average makes up half of premiums.

Under differing measures that won approval in the House and Senate last week, motorists could choose zero PIP coverage or higher levels as long as they have other health insurance.

A University of Michigan study released last month found that car insurance is unaffordable in 97% of Michigan’s ZIP codes.

Whitmer warned that a full opt-out could “bankrupt” people with severe crash injuries.

She reiterated that she would veto the bills without changes and suggested that $250,000 of base coverage is “worth consideration.”

Amber McCann, spokeswoman for Senate Majority Leader Mike Shirkey of Clarklake, said while Whitmer’s statements suggesting some options is “always a good sign” in negotiations.

Staffers for Whitmer and GOP legislative leaders were continuing to discuss the legislation on Thursday.

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